There are many important questions to ask when exploring nursing homes. Comfortability, staff friendliness, meals and cleanliness are all extremely important qualities to evaluate carefully, but don’t neglect to inquire about financial policies and history. Here are a few questions to consider when looking for the place that fits your budget and lifestyle.
Are the Fees Comparable to Other Facilities?
It’s important to compare all of the nursing homes you’re currently looking at to see if there are any glaring differences in price. For example, a nursing home that’s priced well below any others that you’re considering might indicate a lower standard of care. Conversely, a home that is priced abnormally high and doesn’t offer any additional services could simply be overpriced. The safest bet is to consider the homes that are priced right in the middle, or a little lower or higher depending on your budget.
Have the Fees Increased Dramatically Recently?
One reason a residence might increase their fees is due to a lack of space. Not only will this likely indicate a slightly slacking standard of care due to crowding, but you’ll end up paying more for the same services other residents receive for a lower rate. Unfortunately, it’s likely that all nursing homes increase their rates a little each year. This doesn’t, however, account for massive jumps in price, which you should be wary of.
Does the Cost Vary Based on Services Requested?
A nursing home that has a cost structure varying on the different levels of care caters to a matter of personal preference. If you feel as though paying a little extra to ensure the best care possible is what you would like to do, this type of residence might be a good fit for you. However, it’s important to question the staff as to how exactly the care differs between price ranges. Be critical and inquisitive in discerning the differences of quality care for the money you’re spending. The more specific answers you can get, the better. A list of additional services in relation to their extra cost would be ideal.
Is There a Refund Policy?
Perhaps you realize down the road the place you’ve selected isn’t working out quite like you hoped. It’s important to understand the nursing home’s termination and refund policy before you commit. This way you won’t be unaware of any termination fees or lose out on any unexpected money if you do decide to terminate.
What Insurance Does the Facility Cover?
This is probably the most important question to explore when looking for the right residence. While most places will likely take private insurance and private funds, it’s important to find out if they accept medicare, medicaid, medicaid supplemental insurance or whatever other government financial help you might receive.
Education is key in making a living decision as important as assisted living. By gaining the right information and asking the right questions, it’s possible to find the right residence that fits your needs on a reasonable budget.